🇦🇩For operators · Tax, marketing & compliance
Andorra for operators: no online regime
Andorra's gambling market is a regulated monopoly for land-based casinos, with one venue operating since 2023. The online market is a 'ghost framework': Law 14/2024 provides for online licences, but the regulator (CRAJ) has not activated the process. This creates a grey market.
OverviewOverview built from public sources. An in-depth review of Andorra is available on request. Request it
Product by product
| Product | Status |
|---|---|
| Online betting · Online casino · Online poker | Unregulated |
| Lottery | Licensed |
Regulator and player protection in Andorra
Self-exclusion scheme
Andorran Self-Exclusion Register (CRAJ)
How players exclude themselves; what it covers is in the player guide
Mandatory RG controls
No limit imposed on players
Deposit limits or reality checks the law requires operators to offer
Advertising stance
Banned or near-banned
Whether you can run TV / sponsorship / paid-social campaigns
Heads-up for operators
2 items · last change 8 Oct 2026
Law 14/2024 of 7 November 2024 replaced Law 4/2021 and keeps the class D@ online licence, but the regulation that sets its requirements has not been adopted, so no company can yet apply for an online licence; no date for it has been announced (press, August 2026).
Activation of Online Gambling Licensing (Class D)
The CRAJ has yet to develop or implement the specific regulations required to begin accepting applications for online gambling licences as envisioned under national law. No timeline has been announced.
Source: 1
Not yet in force: drafts, laws adopted without a start date, and sections of the law still to be commenced. An item moves to the timeline below on the day it takes effect.
Licence Types in Andorra
7 licence types are listed for Andorra; each says who issues it and what it covers.
| Licence | Regulator | Term | Notes |
|---|---|---|---|
| Class A (Casino) | CRAJ | Concession-based | Single concession awarded for the country's only casino. |
| Class B (Bingo) | CRAJ | Not specified | For bingo halls. |
| Class C (General Gambling) | CRAJ | Not specified | For land-based and/or online gambling, including lotteries and skill games. |
| Class D (Online-Only) | CRAJ | Up to 5 years | Framework exists in law but is not yet active; no applications are being accepted. |
| Class E (Contests) | CRAJ | Not specified | For contests involving chance. |
| Class F (Traditional/Charitable) | CRAJ | Not specified | For traditional games like 'Quinto' for charitable purposes. |
| Class G (Foreign Lottery Sales) | CRAJ | Not specified | For points of sale of foreign lotteries (e.g., Spanish SELAE). |
Licensing model
Andorra's framework is a 'ghost law' model for online gambling. Law 14/2024 establishes a complete legal basis for licensing online operators under 'Class D' licences. However, the regulator (CRAJ) has not initiated the corresponding regulatory process. This creates a dual system: a highly regulated land-based monopoly and a legally defined but operationally inactive online licensing regime.
Gambling tax: 10% of GGR
Detail
The holder of the single casino concession pays a 10% tax on GGR. The legal framework (Law 4/2021) also establishes a general 'Tax on gambling activities' but specific rates for other verticals are not yet defined.
Andorra's gambling tax next to neighbours and nearby markets
Each bar is the headline operator tax as that country's own page states it, for Andorra, its neighbours and the nearest other markets (marked “nearby”) that tax gross gaming revenue. Hover or tap a bar to see what it is made of.
Year-1 cost: fee schedule not yet published
No official fee schedule for gambling licences is published by the CRAJ or detailed in Law 14/2024. The law provides for taxes and fees, but the amounts are to be set by subsequent regulations, which have not been issued for the inactive online regime.
| Line item | Amount | Notes |
|---|---|---|
| Land-based Casino Licence (Class A) | no published fee schedule | Awarded via competitive tender; costs are embedded in the concession agreement. |
| Online Casino/Sports/Poker Licence (Class D) | no published fee schedule Source2 | The licensing regime is not active. |
| Bingo Licence (Class B) | no published fee schedule | No fees specified in primary legislation. |
| Foreign Lottery Sales Licence (Class G) | no published fee schedule | Awarded based on agreements with foreign state operators. |
| Operator GGR Tax | 10% of GGR Source2 | General 'Tax on gambling activities' rate applied to the licensed casino operator. |
Year 1 estimate
Year 1 cannot be totalled: gov fee schedule not published
The government fee schedule for online gambling has not been published because the licensing framework has not been implemented.
Which foreign licences Andorra accepts
All 8 foreign licences listed here are tolerated in Andorra.
ToleratedMalta (MGA)
Andorra does not issue local online licences or actively block offshore sites, so MGA-licensed operators are widely accessible.
United Kingdom (UKGC) · Gibraltar (GRA) · Isle of Man (GSC) · Kahnawake (KGC) · Anjouan (AGB) · Alderney (AGCC)
Accessible to Andorran residents due to the unregulated nature of the online market.
Curaçao
Curaçao-licensed operators are commonly used by players in Andorra's grey market.
Bonus rules: welcome bonuses restricted
Inducement ads: Channel-restricted
Bonus and promotion regulations in Andorra are defined but not actively enforced. All promotional activities, including welcome bonuses and loyalty programs, are permitted but require prior authorization from the regulator, the CRAJ. To date, no public enforcement actions or fines have been recorded.
What the player can claim
- Welcome bonus
- Restricted
- VIP schemes
- Restricted
- Loyalty schemes
- Restricted
- Cashback
- Restricted
All promotional offers that involve a financial gratification for users, including welcome bonuses and retention tools, require prior authorization from the Consell Regulador Andorrà del Joc (CRAJ).
What the operator can advertise
While the CRAJ has sanctioning powers, its annual reports confirm that no sanctioning procedures were initiated in 2022, 2023, or 2024, indicating a current lack of enforcement.
Advertising: banned or near-banned
Andorra's gambling advertising landscape is governed by Law 4/2021, but the regulator (CRAJ) has not yet issued any online licenses. This creates a grey market where advertising for both online sportsbook and casino is effectively banned across all major channels. Consequently, no operator can meet the local licensing prerequisites required by platforms and media outlets.
| Channel | Status | Vertical & Platform Split (2026) |
|---|---|---|
| Google Search Ads | Banned | Google requires advertisers to hold a valid gambling license in Andorra, but none have been issued by the CRAJ. A March 23, 2026, policy update further requires a “Good Policy Health” compliance history, which is impossible for new licensees to demonstrate.56 |
| App Store Publishing | Banned | Apple's Guideline 5.3 and Google Play's policies require real-money gambling apps to have all necessary licenses for the regions they target. As Andorra has no active online licensing regime, publishing sportsbook or casino apps is prohibited.78 |
| Google/Apple App Store Ads | Banned | Advertising for gambling apps is not permitted because the apps themselves cannot be published in Andorra. Both Apple Search Ads and Google App Campaigns require the underlying app to be compliant and available in the target country's store.58 |
| Meta (FB/IG) | Banned | Meta requires prior written permission and evidence of a valid regulatory license to run real-money gambling ads. Since the CRAJ has not issued any online licenses in Andorra, operators cannot pass Meta's mandatory verification process.910 |
| TV & Radio | Banned | All broadcast advertising for gambling is overseen by the CRAJ under Law 4/2021. As no online sportsbook or casino operators hold the required local license, they are prohibited from advertising their services on Andorran television or radio.1112 |
| Sponsorships | Banned | Sponsorships of teams, leagues, or venues are considered a form of advertising and require a local license. With the online licensing process yet to be activated by the CRAJ, no online sportsbook or casino brands can legally enter into such agreements.1113 |
| Digital OOH | Banned | Public advertising, including digital billboards, is subject to Law 4/2021 and requires an operator to be licensed by the CRAJ. Unlicensed online gambling operators are therefore prohibited from engaging in any form of digital out-of-home advertising.1112 |
Channel rules for Andorra reflect each platform's published policy and the sources numbered in each row (listed under Methodology & sources). Verify with the local regulator and your ad-platform account manager before launching.
How Andorra enforces against unlicensed operators
Andorra has zero public enforcement against unlicensed online operators. The CRAJ's focus is entirely on regulating the land-based monopoly. There is no ISP blocking, no payment processing blocks, and no public record of legal action against offshore operators serving Andorran residents.
- Absence of any enforcement reports or warnings against online operators on the CRAJ website.
- The legal framework for online gambling (Class D licences) remains unimplemented years after its creation in 2021 and re-codification in 2024.
- Multiple sources confirm the accessibility of foreign-licensed sites without technical hindrance.
Enforcement cases in Andorra: 2 recent
Material regulator actions, court rulings, and high-profile fines from 2016–2026 against operators serving Andorra. Each entry includes the technical failure and a one-line read-across for other operators in the market.
- February 2020
Jocs SA
LicensingLicence award rejectedThe regulator (CRAJ) identified significant deficiencies and discrepancies between the company's initial commitments and the final project submission for the casino.
Read-across: This regulatory reversal confirmed the validity of competitors' concerns and forced the Andorran government to restart the casino licensing process, which caused major delays.
- January 2019
Government of Andorra / Jocs SA
LicensingLawsuit filedMultiple international operators alleged grave irregularities and favoritism in the tender process for the country's sole casino license, awarded to local company Jocs SA.
Read-across: The legal challenge and subsequent regulatory rejection of the winner showed significant risks and a lack of transparency in Andorra's licensing process for major investments.
Licensed operators: ~1
As of 8 Oct 2026, approximately 1 operator hold an active licence in Andorra. Size your entry against this base before committing capital.
Notable licensed operators
Traps operators hit in Andorra
Specific operational risks that have caught new entrants in this market. Each item is country-specific. Generic gambling-ops issues (KYC, RG tools) are not included unless they have a local twist.
Assuming an Online Licence is Obtainable
The single greatest pitfall is misinterpreting the legal framework. While Law 14/2024 outlines a 'Class D' online gambling licence, the CRAJ has never implemented the regulations or opened an application process. Any investment based on the assumption that an Andorran online licence can be secured would be fundamentally flawed.
Underestimating the Land-Based Monopoly
The land-based casino market is a strict monopoly awarded via a highly competitive and previously contentious public tender. There is no path for new entrants in the land-based casino sector. Any B2B suppliers or partners must work through the single concession holder, Jocs S.A.
Sources15
Misjudging the Market's Nature
Operators should not view Andorra as an emerging licensing jurisdiction but as a tax residency haven. The market's main value is its appeal to high-volume professional players (especially in poker) who relocate to benefit from the 10% tax on their global online winnings over €3,000.
Timeline: rules in force
- November 2024
Law 14/2024 Enacted to Replace Law 4/2021
A new consolidated law was passed to restructure and clarify the legal framework. It gave greater legal security and incorporated lessons from the initial years of regulation.
Source: 18
- March 2023
Gran Casino Andorra (Unnic) Opens
After a lengthy and controversial licensing process, the country's first and only casino opened in Andorra la Vella.
Source: 15
- March 2021
Law 4/2021 Consolidates Gambling Regulation
This law consolidated and updated the 2014 framework. It clarified rules for both land-based and online gambling and established the 'Class D' online licence category.
Source: 19
- 2014
Law 37/2014 Ends Gambling Prohibition
The foundational modern law was enacted. It ended the long-standing prohibition on gambling and created the initial framework for regulation, including the establishment of the CRAJ.
Source: 20
Operator myths vs reality in Andorra
Common assumptions about gambling licensing that turn out to be wrong in practice.
- MythWe can apply for an Andorran online gambling licence now.
- MythAndorra is an emerging iGaming market for local players.
- MythA European licence from Malta provides legal cover to operate in Andorra.Reality
While MGA-licensed sites are 'tolerated' (not blocked), this provides no formal legal standing within Andorra. Operating in this grey market carries the inherent risk that the government could activate its own licensing regime and begin enforcement against unlicensed operators at any time.
Sources14
Markets that work like Andorra
Compared on what our records hold for each country: whether online casino, betting, poker and lottery are licensed, state-run or banned, the licensing model, what the operator tax is levied on and its band, how most advertising channels are treated, and how foreign licences are treated. A point we hold for only one of the two countries counts for nothing.
- ChadAI overview
Online casino, betting and poker unregulated; lottery licensed; licensed market; GGR tax 10–20%; most ad channels banned; foreign licences mostly tolerated.
- Sierra LeoneAI overview
Online casino, betting and poker unregulated; lottery licensed; licensed market; GGR tax 10–20%; foreign licences mostly tolerated.
- São Tomé and PríncipeAI overviewHaitiAI overview
Online casino, betting and poker unregulated; lottery licensed; licensed market; tax on GGR; most ad channels banned; foreign licences mostly tolerated.
- VenezuelaAI overview
Online casino, betting and poker unregulated; lottery licensed; GGR tax 10–20%; most ad channels banned; foreign licences mostly tolerated.
Methodology & sources
This page is a Quick AI overview: a summary of public information, not yet checked against the law or the regulator. Treat it as a starting point. It has not yet been through our Deep AI Scan.
How we researchAsk us to run the Deep AI Scan for Andorra
Documents cited on this page
- 1iGaming Today - Regulatory Analysis
- 2Llei 14/2024, dels jocs d'atzar
- 3Andorran Legal Portal
- 4CRAJ Activity Report 2023
- 5PostAffiliatePro
- 6iGaming Today
- 7MacHash
- 8Apple Advertising Policies
- 9Yogonet
- 10SBC Americas
- 11Legal Pilot
- 12Gambling Databases
- 13iGaming Today
- 14Casino City - Andorra Online Gaming
- 15Augé Legal & Fiscal - Regulatory Overview
- 16Andorra Lawyers - Poker in Andorra
- 17Andorra Inc. - Tax Advisory
- 18Llei 14/2024, del 7 de novembre, dels jocs d'atzar
- 19Llei 4/2021, del 22 de març, de text consolidat de regulació dels jocs d'atzar
- 20Llei 37/2014, del 18 de desembre, de regulació dels jocs d'atzar
- 21iGaming Today - Market Research Report
Looking for the player guide?
For consumer-facing information about gambling in Andorra (tax on winnings, where to play legally, self-exclusion options), see the Andorra player guide.
Disclaimer. This page reflects the law as we understood it on 8 Oct 2026. Rules change: always check the current position with Consell Regulador Andorrà del Joc (CRAJ). We are not a legal adviser.