Is online gambling legal in Armenia?

You pay in and get paid out only through your own Armenian bank or card account in drams. Winnings are not taxed today; from about 7 February 2027 winnings from licensed sites are taxed at 5% (10% on a single win of AMD 5,000,000 or more). Every licensed site must show a self-exclusion button that bars you from all licensed sites for five years.

1. 1Law HO-3-N 'On Lotteries' of 17.12.2003, official consolidation current from 19.07.2026 (arlis 227652)
2. 2Law HO-263-N 'On Regulation of Gaming Activities' (Խաղային գործունեության կարգավորման մասին), 12.06.2024, official consolidation current from 28.02.2026 (arlis 194574)

Gambling with crypto: Banned.

Online casino, sports betting: 21. Lottery: 18. 21 for games of chance, online casino and betting, 18 for lotteries. From 1 January 2027 people aged 70 or over are also barred from the 21+ products. Non-citizens face only the age limits.

Today winnings are not taxed (Tax Code Art. 147(1)(22)). From about 7 February 2027: 5% on the positive difference between the year's winnings and stakes with licensed organisers, which the player calculates and pays; 10% on a single win of AMD 5,000,000 or more, withheld by the organiser; 20% on winnings in all other cases. Advertising-lottery wins up to AMD 50,000 stay tax-free.

The regulator's register lists 4 online licence holders in Armenia (checked 5 Nov 2026, no change since 19 Oct 2026).

Always verify a casino holds a valid Ministry of Economy (Licensing); State Revenue Committee (SRC) (Oversight) licence before depositing.

Ministry of Economy (Licensing); State Revenue Committee (SRC) (Oversight)'s website

Prominent operators in Armenia

If a site isn't on the regulator's licensee register, ask the regulator before you play: an unlisted site is usually not licensed here (a register can lag behind a new licence). An unlicensed site is outside the regulator's supervision, so you cannot complain to the regulator about it.

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  Check for a '.am' domain

  A site licensed in Armenia runs on a '.am' domain named in its licence. A gambling site on another domain is not an Armenian-licensed site.

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  Pay only from your own Armenian bank or card account

  Licensed sites take deposits only from your own bank or card account, in drams, and pay winnings back to it. A site that takes cash, someone else's card, crypto or e-wallets outside the Armenian banking system is not following the licensed rules.

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  Look for the self-exclusion button

  Since 19 July 2026 every licensed site and app must show a self-exclusion button on every page, with the number of people who have excluded themselves. Pressing it bars you from all licensed sites for five years.

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  Look for the licence number and the age rule

  A licensed site must show its name, location, licence number, its game types and the ban on players under 21.

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   1. Complain to the operator

   Start with the operator. From about 7 February 2027 it must give a written final answer within 10 working days, which it may extend in writing by up to 20 more; a complaint must be filed within the period its rules set. Today the 2003 laws set no complaints procedure or deadline.

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   2. Take it to the State Revenue Committee (from about 7 February 2027)

   If the answer does not resolve it, you can complain to the State Revenue Committee within six months; it decides within ten working days and sets how and when the operator must comply. Today there is no gaming-law route to the SRC; unsolicited gambling messages can be reported to the Competition and Consumer Protection Commission.

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   3. Go to court

   You can go to court under the Civil Code at any time, and the SRC's decision can itself be appealed in court.

• Myth

  It's fine to play on any international website.
  Reality

  Sites of foreign organisers without an Armenian licence are banned and blocked. No penalty for players who use one was found in the law, but you get none of the protections of a licensed site, and from about 7 February 2027 Armenian banks must refuse payments to them and winnings from them are taxed at 20%.

• Myth

  My gambling winnings are taxed.
  Reality

  Not today: the Tax Code leaves winnings out of taxable income. From about 7 February 2027 winnings from licensed sites are taxed at 5% on your net winnings for the year, and a single win of AMD 5,000,000 or more at 10%, withheld by the site.

• Myth

  I can deposit cash or use someone else’s card.
  Reality

  No. Licensed sites take money only from your own Armenian bank or card account, in drams, and pay winnings back to the account you paid from.