Is online gambling legal in Indiana?

Gambling winnings are subject to Indiana's 2.95% flat state income tax, and operators withhold 24% for federal taxes on wins over $5,000. To be excluded from all legal Indiana gambling, you must enrol in the state-run Voluntary Exclusion Program (VEP) through the IGC, which covers casinos and sports wagering for 1 year, 5 years, or life.

Only what is listed as legal above is licensed. Anything else offered to you online is unlicensed and gives you no protection.

Online sports betting is legal on sites licensed in Indiana. Online casino is banned in Indiana. Online poker is banned in Indiana. The lottery is legal on sites licensed in Indiana.

The minimum age on record for gambling in Indiana is 21+.

2.95% state income tax on all winnings. Federal withholding of 24% on wins over $5,000.

Always verify a casino holds a valid Indiana Gaming Commission licence before depositing.

Indiana Gaming Commission's website

Prominent operators in Indiana

If a site isn't on the regulator's licensee register, ask the regulator before you play: an unlisted site is usually not licensed here (a register can lag behind a new licence). An unlicensed site is outside the regulator's supervision, so you cannot complain to the regulator about it.

1. 1

   1. Contact the Operator Directly

   The first step is to attempt to resolve the dispute with the customer service department of the licensed sports betting operator. Maintain records of all communication.

2. 2

   2. File a Complaint with the IGC

   If the operator fails to resolve the issue, a player can submit a formal complaint to the Indiana Gaming Commission using their online portal. The IGC will investigate the complaint with the licensee.

   IGC Sports Wagering Complaint Form
3. 3

   3. Legal Action

   If the regulatory process does not yield a satisfactory result, the final option is to pursue a claim in civil court.

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  Check for the Indiana Gaming Commission Seal

  All licensed and legal sports betting websites and apps must display the official IGC logo. This seal indicates the operator is regulated by the state and adheres to its consumer protection standards.

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  Confirm Geolocation is Active and Required

  Legal sites must use industry-standard geolocation software to confirm you are physically within Indiana's borders. If a site does not require location verification, it is not a legal, state-licensed operator.

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  Look for '1-800-9-WITH-IT' Responsible Gaming Messaging

  All regulated operators are required to prominently display Indiana's specific problem gambling helpline number in their advertising and on their platforms. Its absence is a major red flag.

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  Ensure Secure, Familiar Payment Options

  Licensed sites will offer mainstream, trusted payment methods like PayPal, ACH/online banking, and major credit/debit cards. Unregulated sites often rely on cryptocurrency or complex third-party processors.

• Myth

  My gambling winnings aren't taxed in Indiana.
  Reality

  All gambling winnings are considered income and are subject to Indiana's 2.95% flat state income tax (as of 2026), in addition to federal taxes. For large wins over $5,000, operators will automatically withhold 24% for federal taxes.

• Myth

  It's legal to play on any casino site that accepts Indiana players.
  Reality

  Only sports betting sites licensed by the Indiana Gaming Commission are legal. Offshore casino and poker sites are not regulated by the state, offer no consumer protection, and operate without a license in Indiana.

• Myth

  Signing up for self-exclusion on one app blocks me from all of them.
  Reality

  To be excluded from all legal Indiana gambling, you must enroll in the state-run Voluntary Exclusion Program (VEP) via the IGC. Simply using an app's cool-down feature is not the same as the comprehensive, state-level exclusion program.